Get the right service & exclusive rates for all your insurance needs.

Our Services

At PSBA Insurance, we are committed to providing comprehensive and tailored solutions to meet all your insurance needs. With exclusive rates and expert support, our services are designed to protect and empower school bus contractors at every stage of their operations. Here’s how we can help:

Comprehensive Coverage Review

We take the time to understand your unique needs, ensuring your business has the right coverage to protect what matters most. Our personalized review identifies potential gaps and opportunities for improvement, giving you the confidence that you’re fully safeguarded against unforeseen risks. Let us customize a plan that aligns perfectly with your goals and operations.

Contract Reviews

Our team meticulously examines your contracts to ensure they meet all insurance requirements, addressing potential risks before they become issues. We go beyond compliance by providing tailored recommendations for modifications, empowering you to strengthen your agreements and mitigate risks.

180 Renewal Timeline including
Pre-Renewal Meeting

Managing claims can be complex—that’s why we handle the entire process for you, from initial reporting to resolution:

  • Filing and tracking claims.

  • Attacking insurer reserves and payments when necessary.

  • Monitoring insurer payments to ensure accuracy and timeliness.

  • Advocating on your behalf to resolve material coverage issues with insurance carriers.

Our objective is to ensure your claims are resolved promptly and fairly, with your best interests in mind.

Claims Handling

Managing the entire claims process on behalf of you, from filing to resolution.

Profit Sharing

Become part of our community. We offer exclusive rates to our members, and memberships dues allow you to take part in our profit-sharing program.

Insurance Carrier Representation

We act as the intermediary between you and multiple insurance carriers, providing access to a broad range of options. Our expertise ensures you receive:

  • Tailored coverage solutions.

  • Competitive pricing.

  • The best fit for your unique needs.

Bus Accounts

Ability to handle all size bus accounts from small to very large.
Also including new venture start ups and van only operations.

Employment Legal HR

We offer expertise in handling critical coverage areas such as:

  • Sexual Abuse/Molestation coverage.

  • Employment Practices Liability.

  • Cyber Liability.

Our resources ensure your business is protected against emerging risks.

Driver Recruitment

Through our partnership with a dedicated recruitment firm, we help transportation companies find qualified drivers. This service can be tailored specifically to school bus operations, ensuring a safe experience for districts and their students.

 

Family Business Support

We understand the unique needs of family-owned businesses. Our support includes:

  • Business continuation resources.

  • Cross-sell life insurance and key man insurance.

  • Access to financial planning and voluntary benefit partners.

Association Sharing Program

As part of our community, you gain access to exclusive rates and our profit-sharing program. Membership dues allow you to share in the success of our collective efforts, turning your insurance investment into added value for the Association

At PSBA Insurance, we’re more than just your insurance provider—we’re your partner in safety, growth, and success. Let us focus on your protection, so you can focus on running your business with confidence.

Claims Representation 

Initial reporting of claims.
Attacking insurance company reserves and payments when necessary.

  • Track and monitor insurer payments for you ensuring that payments are in accordance with the terms of the policy and are timely and accurate.

  • Managing it to prompt and full resolution.

  • When there is a claims issue:

  • Analyzing reservation of rights.

  • Analyzing correspondence that evidences the insurance company’s view of coverage.

  • Consulting with you as to the most appropriate form of response. 

  • We are on your side. In the event of material coverage issues, our objective is to bring the key decision-makers and the underwriting side in, if necessary, with the intent of supporting you in the resolution of claims.

  • Monitoring the claims activity until it matures into a full resolution

Carriers Represented 

Auto/General Liability/Sexual Abuse

  • National Interstate 

  • Lancer - boarding

  • Philadelphia 

  • Berkley

  • Glatfelter

  • All Trans 

  • RLI 

  • Paragon/Obsidian (Broker) 

  • Carolina Casualty 

  • National Indemnity 

  • Various others

Workers Compensation

  • Lackawanna

  • UPMC

  • Encova 

  • Zenith

Umbrella Liability Carriers 

  • Gemini 

  • Markel 

  • Axis 

  • Gen Star 

  • Scottsdale 

  • Golden Bear 

  • Various others

“With our deep industry experience, we craft a risk management strategy that's as unique as your operation.”

— JOHN GODA.
RISK MANAGER

Get started with PSBA Insurance today.